v1.0.60 Now Available

Master Your Finances with
Absolute Privacy

The open-source expense tracker that puts you in control. Ultra-secure local encryption, advanced loan management, and zero data harvesting.

Download for Android View Source

Interactive Dashboard Preview

(Screenshots coming soon)

Ultra Secure Mode

Your data never leaves your device unencrypted. Xpent features a military-grade "At Rest" encryption system.

  • AES-256-GCM Encryption Your database is encrypted with a password known only to you.
  • Zero-Knowledge Architecture Even we cannot access your data. Not even if we wanted to.
  • Secure Cloud Sync Sync to WebDAV (Nextcloud, Synology) with end-to-end encryption.
Database Status ENCRYPTED
Encryption: AES-256 Iterations: 600,000
> Decrypting local storage...
> Verifying integrity... OK
> Ready for use.

Powerful Features

Everything you need to manage your personal finances, from daily expenses to complex loan amortization.

Advanced Analytics

Visualize spending with interactive pie charts, category breakdowns, and monthly comparisons.

Multi-Currency Support

Track expenses in multiple currencies with automatic exchange rate updates from ECB.

Credit Card Manager

Track billing cycles, due dates, and unbilled amounts with automated payment alerts.

Budgeting

Set limits for categories or accounts and get notified when you're approaching your limit.

Templates & Notes

Save recurring transactions as templates and attach notes or tags to every entry.

Local Web Server

Turn your phone into a local server to view and edit data from your desktop browser securely.

Loan Amortization

Auto-Record
Principal $10,000.00
Interest Rate 8.5% Annual
Next Due Oct 15, 2026
Outstanding $4,250.00

Complex Loan Management

Handle Borrowing and Lending with precision. Xpent calculates amortization schedules, gap interest, and auto-records repayments.

  • Support for Monthly, Quarterly, Half-Yearly, Yearly frequencies
  • Automatic calculation of Gap Interest (Actual/365 or Bank Convention)
  • Auto-record repayments based on due dates
  • Track Lending (Money you gave) and Borrowing (Money you owe)

Ready to take control?

Xpent is free, open-source, and respects your privacy. No ads, no trackers, no data selling.

GPL-3.0 License

Fully open source code.

Android Native

Built with Jetpack Compose.

WebDAV Sync

Sync to your own cloud.